Contract Review: Gala Apples
Submitted by Ridgeview Orchards (Member ID: COOP-045)
Member Profile
RS
Ridgeview Orchards
Excellent Standing
Member since 2019
2nd generation family farm, son is training in sustainable practices.
8
Past Contracts
98.2%
On-Time
$185,000
Annual Value
Clean
Payment History
Financial Details
Contract Value: $30,000
Requested Advance: $18,000 (60%)
APY: 8.5%
Term: 210 days
Co-op Fee (Est.): $450
Contract Value vs. Averages
Contract Terms
Commodity: Gala Apples
Quantity: 5,000 bins
Est. Delivery: Jul 11, 2026
Quality Spec: US #1 Grade
Submitted: Jul 12, 2024
Member Development Insights
Educational Opportunity: Member is ideal for upcoming 'Advanced Organic Orchards' workshop.
Mentorship: Son is participating in young farmer mentorship program.
Long-term Growth: Consistent high-performer, potential for future co-op leadership roles.
Approval Recommendation
Approve
💡 Suggested Modification
Increase advance to 65% to support organic transition costs.
📅 Follow-up
Schedule harvest coordination meeting with processing team.
Cooperative Impact
15% of annual apple volume
Aligns with Apple Valley Processors contract
Requires 2,500 bins storage
Supports "Local Organic" brand
Oversight & Compliance
Last Farm Inspection: 2024-03-15 (Status: Excellent Condition)
Organic Certification: On track for 2025 season
Co-op Loan Program: New drip irrigation funded via co-op loan
Co-op Risk Assessment
Member Default Risk: Very Low
Market Exposure: Medium
Weather Risk: Low (Drought resistant rootstock)
Reputational Risk: Low